1.基本險別有平安險(Free from Paricular Average-F.P.A)、水漬險(With Average or With Particular Average-W.A or W.P.A)和一切險(All Risk-A.R.)三種。
2.附加險別是基本險別責(zé)任的擴大和補充,它不能單獨投保,附加險別有一般附加險和特別加險。
一般加險有11種,它包括:偷竊,提貨不著險(Theft,Pilferage and
Nondelivery-T.P.N.D),淡水雨淋險(Frrsh Water and/or Rain Damage),短量險
(Risk of Shortage in Weight),滲漏險(Rish of Leakage),混雜、沾污險(Rish of
Intermixture and Contamination),碰損、破碎險(Risk of Intermixture and
Contamination),串味險(Risk of Odour),受潮受熱險(Sweating and Heating
Risk),鉤損險(Hook Damage Risk),包裝破裂險(Breakage of Packing Risk),銹損
險(Risk of Rust)。特殊附加險包括:交貨不到險(Faliure to Deliver Risk),進口
關(guān)稅險(Import Duty Risk),艙面險(On Deck Risk),拒收險(Rejection Risk),黃
曲霉素險(Aflatoxin Risk),賣方利益險(Sellers Contingent Risk),出口貨物到港
九或澳門存?zhèn)}火險責(zé)任擴展條款,罷工險(Fire Risk Extention Clause for Storage
of Cargo of Destination Hongkong Inaluding Kowloon,or Macao),海運戰(zhàn)爭險
(Ocean Marine Cargo War Risk)等。